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Budgeting and Budget Planning


  • Post Date 2020-05-09T06:18:02+00:00
  • Post Category Assignment Queries

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Budgeting and Budget Planning

In this paper, you are required to prepare a report on budgeting and budget planning. You are supposed to answer all the mentioned questions in your report and provide explaining of budgeting and budget planning. Your report must be clear and easy to read.

A budget is a plan for your future income and expenditures that you can use as a guideline for spending and saving. Although many Americans already use a budget to plan their spending, the majority of Americans also routinely spend more than they can afford. The key to spending within your means is to know your expenses and to spend less than you make. A good monthly budget can help ensure you pay your bills on time, have funds to cover unexpected emergencies, and reach your financial goals.

  1. What are the benefits of the budgeting process?


  1. Describe how an operating budget is constructed.


  1. Describe how a cash-flow budget is constructed.


  1. Describe how a capital budget is constructed.


  1. What is a ratio analysis? How is horizontal analysis different from vertical analysis?


  1. What is a business plan?


  1. Describe each of the five planning pitfalls entrepreneurs often encounter.


  1. Identify the benefits of a business plan (a) for an entrepreneur and (b) for financial sources.


  1. Briefly describe each of the major segments to be covered in a business plan.


  1. Outline some of the critical points to capture in an elevator pitch.


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